HEB Advisor by HomeEquity Bank

Expand your 55+ conversations – and the solutions you can offer – with HomeEquity Bank Custom Solutions.

Enhance your client experience with HomeEquity Bank solutions

Uncover opportunities to grow your business

Access our business-building resources and expert guidance to elevate your product offerings and diversify your lending portfolio.

Learn more Contact our team

Help your clients access tax-efficient income solutions

Discover what the CHIP Reverse Mortgage can do for your wealth clients and for your business.

Learn more Contact our team

Help your clients access a unique cashflow solution

Learn how your referred clients can meet their financial needs throughout their retirement.

Learn more Contact our team

Homeowner Details

Age

Gender

Estimated Home Value

Home Type

Postal Code

City/Town/Village

Fill in the details on the left to see the estimate here.

Our product offerings

CHIP Reverse Mortgage

Unlock up to 55% of the value in your client’s home with the CHIP Reverse Mortgage. Unlike with a loan or conventional mortgage, clients are not required to make regular mortgage payments while they live in their home. The funds are received tax-free and can be used to meet any financial need.

CHIP Max

A reverse mortgage loan secured against the value of the client’s home. CHIP Max can help attract clients who are interested in accessing a larger amount of their home equity. Clients are not required to make regular mortgage payments as long as they remain in their home. Clients are required to keep the property in good condition and stay up to date with property taxes and insurance.

Mortgage Brokers

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Wealth Advisors

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Bank Professionals

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CHIP Open

Designed for clients who require a short-term financing solution, without prepayment penalties for paying off the reverse mortgage loan in full. CHIP Open offers your clients the ability to convert to a CHIP Reverse Mortgage if they require a longer-term lending solution. Can be used as a bridge financing solution.

Mortgage Brokers

Learn more

Wealth Advisors

Learn more

Bank Professionals

Learn more

Income Advantage

A reverse mortgage loan secured against the value of the client’s home. With Income Advantage, clients can choose to receive monthly or quarterly payments, allowing for greater flexibility and cashflow planning. Unlike with a loan or conventional mortgage, monthly mortgage payments are not required.

Mortgage Brokers

Learn more

Wealth Advisors

Learn more

Bank Professionals

Learn more

Our product offerings

CHIP Reverse Mortgage

Unlock up to 55% of the value in your client’s home with the CHIP Reverse Mortgage. Unlike with a loan or conventional mortgage, clients are not required to make regular mortgage payments while they live in their home. The funds are received tax-free and can be used to meet any financial need.

Mortgage Brokers

Learn more

Wealth Advisors

Learn more

Bank Professionals

Learn more

CHIP Max

A reverse mortgage loan secured against the value of the client’s home. CHIP Max can help attract clients who are interested in accessing a larger amount of their home equity. Clients are not required to make regular mortgage payments as long as they remain in their home. Clients are required to keep the property in good condition and stay up to date with property taxes and insurance.

Mortgage Brokers

Learn more

Wealth Advisors

Learn more

Bank Professionals

Learn more

CHIP Open

Designed for clients who require a short-term financing solution, without prepayment penalties for paying off the reverse mortgage loan in full. CHIP Open offers your clients the ability to convert to a CHIP Reverse Mortgage if they require a longer-term lending solution. Can be used as a bridge financing solution.

Mortgage Brokers

Learn more

Wealth Advisors

Learn more

Bank Professionals

Learn more

Income Advantage

A reverse mortgage loan secured against the value of the client’s home. With Income Advantage, clients can choose to receive monthly or quarterly payments, allowing for greater flexibility and cashflow planning. Unlike with a loan or conventional mortgage, monthly mortgage payments are not required.

Mortgage Brokers

Learn more

Wealth Advisors

Learn more

Bank Professionals

Learn more

Improving the lives of Canadian homeowners 55+

The leader in reverse mortgages for more than 40 years

Over $9 billion in reverse mortgages funded

Helped more than 50,000 Canadians with their cashflow needs

Expert Sales Support

Tap into our expertise. Our business development professionals are dedicated to helping you build your practice with tailored reverse mortgage solutions.

Find your BDM

First Name

Last Name

Phone number

Are you a

Postal Code

City

Please review our privacy policy for details on how we handle and use your personal information.

Partner success stories

Our valued partners see every day the impact of CHIP Reverse Mortgage solutions on their business and clients’ lives. Here are some of their stories

“I wasn’t sure what to expect when I began the process with HomeEquity Bank, however, (my BDM) was very knowledgeable, patient as well as prompt with their replies. They made the experience smooth and removed the stress factor.”

~M. Palmer

“Very speedy, professional, friendly service. I made new friends there, and they were efficient as well. They explained everything so that you understood the process entirely. I am very happy with them.”

~A.A.

“They (my BDM) had so much patience with me. He went over everything until I understood what was going to happen. He reassured me that I had nothing to worry about. They have invited me to text them if I have any questions. Thank you.”

~W. Sokorra

Business building resources

Take advantage of these tools and resources to learn more about our solutions and how they can help assist your clients.

Financial Planning

What If Your Clients Live Longer Than Expected?

We’re living longer, and that’s something to celebrate. But it also raises a question more Canadians are quietly starting to ask: what if I live longer than expected? This isn’t rooted in fear. With ongoing medical advances and a growing focus on healthier lifestyles, longevity is becoming more achievable. The conversation is shifting from how long clients live to how…

Introducing HomeEquity Bank Custom Solutions​

Enhance your client experience with HomeEquity Bank solutions

Uncover opportunities to grow your business

Help your clients access tax-efficient income solutions

Help your clients access a unique cashflow solution

Enhance your client experience with HomeEquity Bank solutions

Mortgage Brokers

Uncover opportunities to grow your business

Wealth Advisors

Help your clients access tax-efficient income solutions

Bank Professionals

Help your clients access a unique cashflow solution

How much tax-free cash is your client eligible for?

Homeowner Details

Our product offerings

Mortgage Brokers

Wealth Advisors

Bank Professionals

Mortgage Brokers

Wealth Advisors

Bank Professionals

Mortgage Brokers

Wealth Advisors

Bank Professionals

Mortgage Brokers

Wealth Advisors

Bank Professionals

Our product offerings

CHIP Reverse Mortgage

CHIP Reverse Mortgage

Unlock up to 55% of the value in your client’s home with the CHIP Reverse Mortgage. Unlike with a loan or conventional mortgage, clients are not required to make regular mortgage payments while they live in their home. The funds are received tax-free and can be used to meet any financial need.

Mortgage Brokers

Wealth Advisors

Bank Professionals

CHIP Max

CHIP Max

Mortgage Brokers

Wealth Advisors

Bank Professionals

CHIP Open

CHIP Open

Mortgage Brokers

Wealth Advisors

Bank Professionals

Income Advantage

Income Advantage

Mortgage Brokers

Wealth Advisors

Bank Professionals

Expert Sales Support

Partner success stories

“I wasn’t sure what to expect when I began the process with HomeEquity Bank, however, (my BDM) was very knowledgeable, patient as well as prompt with their replies. They made the experience smooth and removed the stress factor.”

“Very speedy, professional, friendly service. I made new friends there, and they were efficient as well. They explained everything so that you understood the process entirely. I am very happy with them.”

“They (my BDM) had so much patience with me. He went over everything until I understood what was going to happen. He reassured me that I had nothing to worry about. They have invited me to text them if I have any questions. Thank you.”

Business building resources

What If Your Clients Live Longer Than Expected?

Helping More Clients Age at Home: An Opportunity Hiding in Your Database

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Introducing HomeEquity Bank Custom Solutions

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